Disclosures

Company Status

Refinos Capital Holdings is a private commercial finance company. We are not a bank, credit union, or savings institution and are not regulated by federal banking authorities. We do not accept deposits and are not FDIC-insured.

Financing Disclosures

All financing provided by Refinos Capital Holdings is subject to credit approval, underwriting, and execution of definitive documentation. No information on this website constitutes a commitment to lend, an offer of financing, or a guarantee of any rates, terms, or conditions.

Rates and terms may vary significantly based on the borrower's financial condition, creditworthiness, industry, collateral, and other factors. Past transactions are not indicative of future results, and the terms achieved in prior deals may not be available to all applicants.

Risk Factors

Debt restructuring and buyout transactions involve inherent risks, including but not limited to:

• The possibility that restructured terms may still result in financial strain if business conditions deteriorate
• Prepayment penalties or other costs associated with retiring existing obligations
• The risk that creditor negotiations may not result in terms acceptable to all parties
• Changes in market conditions, interest rates, or regulatory environment that may affect the availability or terms of financing
• The requirement to provide collateral or personal guarantees as part of restructured facilities

Performance Figures

Any figures, statistics, or performance data presented on this website are approximate, may be rounded, and are provided for illustrative purposes only. Individual results will vary. Case studies and examples represent specific transactions and are not guarantees of similar outcomes.

Third-Party Relationships

In the course of executing debt buyout transactions, Refinos Capital Holdings may work with third-party service providers, legal counsel, creditors, and financial institutions. We are not responsible for the actions, services, or representations of any third party.

Contact

For questions about these disclosures, please contact us at: info@refinoscapital.com